Andrew Amerk

If I'm not mistaken, they are directly using the information on your Trans-Union credit file. You can always ask the lender or creditor which file they are pulling from (TU, Equifax, Experian, or all 3). It takes 2 years for a hard credit check to be removed from your credit report. Credit Karma was a serious help for me from going to zero credit and an apartment 2 years ago, to having an excellent score and a nice house today. As an aside, anyone with negative things on their reports can request Equifax to remove them. I went 3 for 3 on these, as the collection agencies usually don't have the documents to refute the dispute. It takes 2 months. They removed a red light photo ticket that I didn't agree with, a medical bill that should have been paid by insurance, and some fake lawn care bill that wasn't mine.

We’ve been extremely, extremely confused with the approach and the attitude of the cooks,” Nolan said in First Niagara Center. “The food in training camp has been tremendous. When that happens, you usually look in the toilet at who the a$$holes are to lead that parade, and Ryan Vinz is one of those guys, for sure.”

I was not impressed with the Sabres play, overall. Stewart had a good game, but the players we will be "counting on" weren't there (I.e. Staff, Mouls, Ennis, Gionta, Hodg). Reinhart, Schaller, and Zadorov were invisible. Foligno blended in, which at this point in his career, sucks. If you are pulling for the tank, then it was a good game. Toronto looked terrible, and still won.

Use Credit Karma. It's free, and can give you insight into how credit works, as well as help you monitor everything. As far as the debt - got any family members that you could get money from and pay back instead?

Replays of the game on NHL Network are blacked out? REALLY? Now THAT is some BS.

It's going to be a rough season. I know some people are excited by some new toys, as always, but this team will not be much better results-wise as last years squad. They will be getting a top-2 pick.

Sorry, I broke away from Team Stormcloud for a moment.

My chameleon died last week. She was 3.5 years old. Perfectly fine one day; taking her last breaths in my hand the next. When I bought her, Petco claimed that they only sold males, because females lay eggs often and you have to jump through hoops to help them. Had to go through those hoops every couple months! They also do not live as long. I was later told that I was lied to. I also found out a couple months ago that my cat is a female. Turns out Scottsville Animal Hospital lied 4 years ago when I got her. I even have paperwork from them claiming that she was a male, and that I paid for neutering.

I used my mini pack to purchase tix to one game. Yay.

I haven't been cool enough to be challenged.

Lets Go Bills!

I'm in. The Tallinder Hotel is now Tanks 4 The Memories.

Nooooo. The changes in the league make RBs even more valuable now.

Bobby Bonilla.

Soccer sucks.

The fact that this is a Leino thread, and no one has mentioned him in weeks, says enough.

Game 6 of the Sabres Flyers 1975 Cup Final is on NHL Network right now.

Hopefully is worse than Luke, Adam, Derek, Roy, Colin, Stuart, Brian, Flynn, John, Scott, Jordan, and Leopold.

The Sabres just love players with two first names. Just ask Tim and Murray.

Because he was a first round pick, and people want immediate results? He could become a solid contributor for a long time. He could become nothing. People want to know the future today, I guess.

The guy is 20. Players usually peak around, what? 26ish? Time, people.

Look into AT&T Digital Life instead of ADT.

I'm willing to bet a large amount that he didn't.

I went to "the back of the line," although I don't plan on being in line ever again. It just became not worth it; I have TV. Im thinking like GoDD, I'll just save for the future playoff games, like I used to. Also, I can see Drane's lineup competing for last place. ABSOLUTELY.

Was he drinking or not drinking? Article didn't specify.