darksabre

:lol:

It's not bad, but it's definitely dated. It's 20 years old. They've made improvements but I suspect it's due for a major overhaul.

Gonna skip individual posts and say good stuff here everyone, much appreciated. I have a question: when is a house value assessed for property tax purposes? I see expensive homes paying historically low property tax and cheaper homes paying significantly more, and everything in between. Is there a way I can predict what my property taxes will be on a house?

They're just lazy puds and she's not as mean as me. She should be rolling it into an IRA but she won't threaten to burn the owner's house down for some reason.

lol 401k

:lol:

Looking at my spreadsheet of projected costs I can't imagine spending even close to $20k for those kinds of things, but I understand how one could. I think I'm at about $7k tops, and that's if I'm buying nice new appliances. I'm also pretty handy, so a lot of the updates are things I would plan to do, like paint or cabinetry or whatever. I could see paying someone to do carpets or vinyl flooring. That'll be a couple grand. But I don't plan to buy something that desperately needs a roof or foundation work or anything. That'd be a deal breaker for me probably. Yelp might work. I don't have a ton of friends who have bought older houses, but I know at least one should have a good inspector to recommend given the house they bought. I did that about a year ago so I've got an okay idea, but my finances have changed so I'm expecting a better result this time around. My cousin had great luck with a mortgage broker here, so I'm probably going to work with that broker at least initially.

This squares pretty good with my understanding of the process. Basically where I'm at is that I could do one of those first time homebuyer programs where I'm stuck in a house for 5 years to meet the terms of the grant, or I buy a house without the grant and end up there for the same amount of time anyway waiting for the equity to square so I can sell. *shrug* Either way, I'm ready to be done renting. I'm 100% ready to be done. I hope I can find a good inspector. I have no idea how I'm supposed to track something like that down. How do I know I'm getting a good inspector? As to the bolded, this will never happen, because I have student loans which loan officers say should basically disqualify me from buying a home at all. "Student loans? Ah, we can qualify you for this 1992 Chevrolet Tiara Conversion Van". :P I'm thinking I can get qualified for around 100k, which is just about where I want to be anyway. Ideally I can get something I like for under 90k based on what I'm seeing for the location I like.

Right, but I'm trying to figure out what my minimum is where I can start shopping and not just be a tire kicking jerk who can't make an offer :lol:

*Future* husband. We are broke millennials after all :lol: I'm doing my best to be supportive. I want to buy a house soon so she has more room to ply her craft. It's a need at this point.

Have I really had you do that? I honestly don't even remember. Wanna do my neck this weekend?

People who have bought houses, how much did you have saved up when you decided to start seriously looking? I'm my game plan is to be trying to close by April or so next year. I'm thinking I should have enough cash on hand to cover a 3-5% downpayment and I'm assuming closing costs at about 5% of the sale price. Does that seem right? Obviously there will be costs like appliances or up-front improvements, but I'm mostly worried about cash on hand.

He did, but the deal was all GMTM's stuff. I think Botterill's part was mostly a formality. We don't really know if he wanted Antipin or if he just didn't care enough to back out of the deal.

I think one happened last year.

It's not really an opinion, I was just throwing it out there as a thinking point. I would certainly hope that something like that wouldn't be the case, but I feel like stranger things have happened and Botts doesn't seem to married to any of the guys GMTM brought in. I always wondered if finishing up the Antipin deal wasn't really something Botterill was too high on doing but since the bulk of the work had already been done it was just kind of a "why not" thing. Right. Hopefully that's all it is. Maybe it's taking him a little time to absorb systems stuff?

I almost wonder if it had something to do with Antipin being a GMTM project?

I can't get there. PT Barnum was Jerry Springer. Jones is a f*cking lunatic.

If this is all an act then he's an even bigger psychopath than if he just believed it all.

Yeah dude! The guy is in-freaking-sane.

I just think GMTM and Pat probably came to blows like... Day 1... and the Pegulas decided they weren't going to look like idiots by canning the GM they just hired. But maybe Patty La was right...

I think Pat assumed he was going to have more control over GMTM.

Vasilyevskiy is no backup. He's their #1. And Khudobin is no slouch either. He's 13-4-4 this year for Boston.

I couldn't make the transaction. Knowing that the money I spend is going straight into feeding someone's delusions. There's a barber here in Buffalo I tried once and will never go back to because they just assumed that because I'm a blue collar lookin white guy they could say totally f*cked up sh*t around me and expect me to agree with it. No way do I want those people being validated by receiving my money. If you run a business, don't make your disgusting beliefs known to me. I won't be back.

A guy I follow on twitter said that Friedman commented during one of his intermission segments last night that he expects the Sabres will not be qualifying Lehner.

Man, I couldn't abide that. I'd have to find a new tailor.