'"When Goodenow was going over everything," Ray said, "I asked some questions about the insurance plan, and he looked right in my eyes and said, "Rayzor, even guys like you who might never play again will be carried through this whole thing.' " The NHLPA's intentions apparently changed a month ago. Ray said he received a Nov. 26 letter from the NHLPA informing him he was removed from the union and considered retired.'